New - Current and next year's model year, or prior model year until April 1.
| New | Used | |
| Maximum loan amount | On approved credit, 70% of the lesser of: (a) purchase price or (b) MSRP plus installed accessories. | On approved credit, 70% of the lesser of: (a) purchase price or (b) average retail value as reflected in the current edition of the NADA Used Car Guide. |
| Additional amount | Higher percentage of financing may be available for qualified applicants. | |
| Annual percentage rate (APR) | Periodically established by Board of Directors based upon current money market conditions and credit qualifications of applicant. View current rates and online specials. | |
| Items included | Automobiles, pickup trucks and other wheeled units normally used for passenger purposes. | |
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