Before you buy a car, compare insurance costs

Whether considering new or used cars, check into insurance costs. Your premium is based in part on these factors:

• Make and model of the vehicle.
• The cost to repair it.
• Its overall safety record.
• The likelihood of theft.

Insurers generally offer discounts for features that reduce the risk of injuries or theft. USAA provides savings and discounts for air bags, daytime running lights and anti-theft devices.

When shopping for a vehicle, compare prices and features on new or used cars with the USA Car Buying Service.