Whether you need four wheels or two, Alaska USA can get you on the road or 
trail fast with our motor vehicle financing options! 
You can get an affordable loan on a wide variety of vehicles 
Automobiles, passenger vans, and pickup trucks (one ton or less) 
– This includes other 
wheeled units normally used for passenger purposes.
RVs
 – Include motor homes, travel trailers, folding camper trailers, pickup campers, fifth wheel 
trailers, and van conversions if the unit has two or more amenities that are normally associated 
with recreational vehicles.
Pickup/camper combinations
 – Include pickup fifth wheel trailers, pickup/hard-shell 
travel trailers, and pickup/slide-in campers. The trailer or camper must contain two or more 
permanently affixed amenities (for example, refrigerator, sink, furnace, or cooking facilities). Park 
models or mobile homes are not eligible for financing.
Motorcycle, All-Terrain Vehicle (ATV), All-Terrain Cycle (ATC), snowmachine, or other 
off-road vehicle 
– An additional $300 may be added to the amount financed for the purchase of 
helmets/safety gear.
You could save money by refinancing
You might save money when you bring your current auto loan to Alaska USA. It’s quick, easy, and 
free to find out! Just use the convenient refinance calculators online at www.alaskausa.org.
Or, call the Member Service Center or visit a branch to see if you can save on your monthly car 
payment. It doesn’t take long, and there are no fees for applying. With low rates and flexible 
terms, refinancing with Alaska USA could make a big difference to your wallet!
The details
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Older vehicles – Financing availability depends on the model year of your vehicle (typically 7 
years old or newer), how long you need to finance it, and how you intend to use it. Off-road 
vehicles and motorcycles older than five years will not normally be financed. However, they 
will be considered for qualified applicants.
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RV – The age of the RV plus the term of the loan will not normally exceed 23 years. 
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Pickup/camper combinations – The age of the oldest item of the combination plus the term 
of the loan will not normally exceed 13 years.
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Additional restrictions will apply if the RV or pickup/camper combination will be used for 
anything other than personal recreational purposes. If your intent is to use the RV as a 
residence or if Alaska USA determines your intent is to use the RV as a residence, we will not 
be able to accommodate your loan as requested.
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Motorcycles – Financing for motorcycles is typically available for models 5 years old and 
newer.
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Exceptions may be considered for qualified applicants.
 
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